WhatsApp introduced its payments service in India last month. The feature is still in pilot stage but already a number of users have activated it on their smartphones. WhatsApp’s payment feature is based on the government-backed Unified Payment Interface (UPI) platform and competes with the likes of Paytm and other digital wallet platforms. WhatsApp earlier this week made some changes to the payment interface, also the first update since its roll out.
WhatsApp now makes it easier for users to send money via UPI to your friends and people not in your contact list. The update includes sending money to UPI ID directly. Earlier you could send money only to contacts in your WhatsApp only. This essentially means you don’t need to save someone’s number in your contacts list to get started with WhatsApp payments.
How to send money to any UPI ID via WhatsApp
You can always send money to a contact by tapping on the “Payment” option found under the attach file menu. Following this you will have to choose which UPI-enabled banks you have your account registered in.